When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Comparing Investments This calculator compares the net gain of a taxable investment versus a tax-favored one. When Life Insurance Becomes Taxable Life insurance proceeds are generally tax-free. But not in all cases. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).